Jim entered the financial services industry in 1978 specializing in personal and business asset protection and tax planning through the proper use of estate planning techniques. Jim has helped hundreds of clients protect their assets during their lifetime and insure that the client minimizes risk and maximizes estate value. These techniques maximize wealth to family or others when estate transfer of asset ownership occurs. Primary focus is minimizing the tax impact from both federal and state income and estate taxes and maximizing assets to children or other family members. Jim has earned the designations, Accredited Investment Fiduciary® (AIF®), and Professional Plan Consultant® (PPC®). The AIF® designation is the industry’s first and only designation that demonstrates knowledge and competency in the area of fiduciary responsibility and communicates a commitment to standards of investment fiduciary excellence. AIF designees have a reputation in the industry as being the best positioned to implement a prudent process into their own investment practices, as well as being able to assist others in implementing proper policies and procedures. For this reason the AIF was named one of the “Ten Most Wanted” designations in the investment industry in Financial Planning magazine. The Professional Plan Consultant® (PPC®) extends this fiduciary excellence and commitment into the qualified retirement plan industry. Jim is working with local employers to help them reduce the hidden expenses within their 401(k) plans, reducing their ever escalating income taxes, while limiting their fiduciary liability and increasing their retirement assets. Jim has served on the board of several non-profit organizations in the past; he resides in Hampton Township with his wife Renée. They have three married children with growing families.